This is one of my favorite topics and I have seen a lot of people tackle it. In my opinion it’s very simple. You are ready to purchase a home when you feel the need to have a place that’s actually yours. When you’re done paying someone else’s mortgage. It’s time when you have decided you can handle the responsibility and want to grow wealth.
A lot of people feel like there are parameters that you must fit into before starting to think about making this leap. It’s not your job to concern yourself with all the details. I’m not saying throw caution to the wind and go buy whatever you want and don’t concern yourself with your credit score. What I’m saying is leave the details to a mortgage professional. You may be ready to purchase now but maybe your finances or credit needs some work.
We as mortgage professionals aren’t here to only help those that qualify. Our responsibilities are so much more than that. Our job is to help you get the details right once you are ready to buy. It doesn’t matter how long that takes, there is absolutely a way to get you into a home! Don’t wait and don’t stress about what the details of your situation are. I promise any good mortgage professional has seen it all before. Once you know you want a house… let us help you get ready to buy a house.
Don’t sweat the small stuff… that’s what we get paid to do! Call us today and let’s find out if you qualify… you calling is all we need to know that you’re ready.