Admittedly, this is a dumb question. Of course you don’t. However, this being Valentine’s day with all the love in the air it seems appropriate to speak of love. In my business though it’s more like are you content with your mortgage or are you unhappy? Moreover, are you in love with your house, content with your house or unhappy?
The Deeper Question
A lot of this situation really comes down to your finances and your wants. Are your finances in a place where your mortgage makes sense? Is the home your living in exactly what you want (or pretty close) or are you still using your current home as a stepping stone to get to that dream house?
What is your plan if you can answer no to any of these questions? Have you sat down with a trusted financial adviser? Have you spoken to a mortgage professional to weigh out all of the options you have to reduce current payments, maximize equity or just flat out look for a new home? Do you have a trusted realtor that can help you with market trends and set expectations?
Where to Start
Where do you start in all of this to get to that place of contentment in your living situation? Is it your job, is it your pay, is it your budget or lack there of, is it your house… so many questions!
The easiest solution to all of the questions is start somewhere. Talk to a financial adviser, a mortgage professional, a realtor, your partner… start somewhere and build a plan. It doesn’t matter if you are a home body, jet-setter, a workaholic… you’re still going to have to have a place this is yours. A home that is functional but comfortable. A house that fits your needs and feels safe. A place that you’re excited to show off and gleam every time you walk through the front door (or garage entrance door like most these days).
Life and Love
Life is fleeting and you deserve so many wonderful things, don’t wait to find love and don’t wait to live the life you want. A lot of that starts at home and most homes start with a mortgage. Let’s get you to answer yes to that dumb question, love your mortgage as it leads to loving your dream home.