Arizona Desertcactus
Realtor RPAC Sterling R 2022

Pre-qualify in 2 minutes. No Social Security number required.

FIND MY RATE TODAY

Prequalify in Minutes!

Answer a few questions and we’ll quickly assess your situation and search for the best purchase or refinance options.

No complicated forms. No credit check. No Social Security number required.
Call us at 602.622.6514 or click the button below.

Our Awesome Team

Our team is united by our passion for finance and serving others, and by our desire to change the mortgage experience.

James Whitener

James Whitener

Loan Officer NMLS #1648336

602-622-6514
James.Whitener@FairwayMC.com

Nichole Monk

Nichole Monk

Processor

602-491-2896
Nichole.Monk@FairwayMC.com

Real Estate Podcast: BREAK IT DOWN WITH BRAYDON

Check out our podcast episode with BreakItDown, the Arizona #1 Real Estate podcast about everything real estate in
The Valley!

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How

If you're like most homeowners, you probably believe that one missed mortgage payment won't have a noticeable impact on your FICO score. People get behind now and then, and besides, you've been faithfully making payments on time for years. How bad could it be?

S&P Case-Schiller Indices Report Record Rise in Home Prices

Home prices continued to rise at record rates in May according to S&P Case-Shiller Home Price Indices. National home prices rose by 16.60 percent year-over-year in May as compared to 14.80 percent year-over-year price growth in April. The 10-City Home Price Index reported home prices rose 16.40 percent year-over-year and 1.90 percent month-to-month.

FHA Cash-Out Refinance – Are You Eligible?

If you have equity in your home, you may wonder how you can access it. You don't want to sell your home, but you know you've earned a profit from it. We have many options to secure your home's equity, one of which is the FHA cash-out refinance. Unlike the FHA streamline refinance, you don't have to be a current FHA borrower. As long as you meet the requirements below, you can use an FHA loan to cash into your home's equity.

Download My App Today

Fast pre-approvals

Get prequalified, view your progress, securely upload documents and message your LO easily as you go.

James Whitener - Download My App