Arizona Desertcactus
Realtor RPAC Sterling R 2022

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What our clients say

James was wonderful in guiding us through the whole process of obtaining a mortgage loan. He explained each part of the loan to us, so we could understand which one was best for our needs. Then, when it came down to putting in an offer, James fought on our behalf to let the seller know we would be a good candidate. Overall James is a fantastic person, and you’ll be in great hands if you work with him. --Patrick Kelly James did an outstanding job. Extremely professional and knowledgeable. He kept me well informed and resolved every issue before it became a problem. I will definitely recommend him to friends and use him in the future. --zuser201705271758057 James was wonderful in guiding us through the whole process of obtaining a mortgage loan. He explained each part of the loan to us, so we could understand which one was best for our needs. Then, when it came down to putting in an offer, James fought on our behalf to let the seller know we would be a good candidate. Overall James is a fantastic person, and you’ll be in great hands if you work with him. --Patrick Kelly The entire transaction was absolutely seamless! James kept me up-to-date with any and all changes in my loan status throughout the process. ---Mike Walz

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Our Awesome Team

Our team is united by our passion for finance and serving others, and by our desire to change the mortgage experience.

James Whitener

James Whitener

Loan Officer NMLS #1648336

602-622-6514
James.Whitener@FairwayMC.com

Nichole Monk

Nichole Monk

Processor

602-491-2896
Nichole.Monk@FairwayMC.com

Real Estate Podcast: BREAK IT DOWN WITH BRAYDON

Check out our podcast episode with BreakItDown, the Arizona #1 Real Estate podcast about everything real estate in
The Valley!

An Overview Of the Digital Mortgage Process

Changes are being made to the mortgage application process every year. With access to online-only lenders and a decentralized financial system, more doors are open to potential home buyers than ever before. For example, there are many institutions that are making it easier to apply for mortgages by allowing applicants to do so online. That way, buyers do not have to fill out any paperwork, and lenders can stay away from any inequalities or discriminatory methods. What are the benefits of a digital mortgage?
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Borrowers With Student Loans Might Have An Easier Time Qualifying For An FHA Loan

In the past, a lot of potential borrowers were declined for FHA loans due to the presence of student loans. Now, the Biden Administration along with the FHA has eased a lot of their regulations surrounding student loans, making it easier for borrowers with student loans to qualify for a home loan.
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What’s Ahead For Mortgage Rates This Week – September 27, 2021

Last week's economic news included reporting on housing markets, housing starts, and building permits issued. Data on new and existing home sales were published along with weekly reports on mortgage rates and jobless claims.
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