Arizona Desertcactus
Realtor RPAC Sterling R 2022

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Answer a few questions and we’ll quickly assess your situation and search for the best purchase or refinance options.

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Call us at 602.622.6514 or click the button below.

Our Awesome Team

Our team is united by our passion for finance and serving others, and by our desire to change the mortgage experience.

James Whitener

James Whitener

Loan Officer NMLS #1648336

602-622-6514
James.Whitener@FairwayMC.com

Nichole Monk

Nichole Monk

Processor

602-491-2896
Nichole.Monk@FairwayMC.com

Real Estate Podcast: BREAK IT DOWN WITH BRAYDON

Check out our podcast episode with BreakItDown, the Arizona #1 Real Estate podcast about everything real estate in
The Valley!

Important Things To Know Before Signing Your Reverse Mortgage

There are many reasons people take out reverse mortgages. However, this option is usually considered by cash-strapped seniors who own their homes and are looking to ease the burden of their golden years. The beauty of reverse mortgages is that you'll receive money as long as you are current on property taxes and homeowners insurance.

The Top Tips For Finding The Right Home

If you are in the process of looking for a new home, you have probably realized that there are lots of options available. It can be very difficult to decide which home is right for you, but there are several important tips you should keep in mind. They include:

Should You Buy Mortgage Points?

When you take out a home loan, you might have the option to purchase mortgage points. Essentially, this is money that you pay to the lender upfront in exchange for getting a lower interest rate over the life of the loan. If you got a great deal on the house, you might have some extra cash on hand. Should you use that money to buy down the interest rate? This is a math problem that you need to calculate for yourself.

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