Arizona Desertcactus
Realtor RPAC Sterling R 2022

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Call us at 602.622.6514 or click the button below.

Our Awesome Team

Our team is united by our passion for finance and serving others, and by our desire to change the mortgage experience.

James Whitener

James Whitener

Loan Officer NMLS #1648336

602-622-6514
James.Whitener@FairwayMC.com

Nichole Monk

Nichole Monk

Processor

602-491-2896
Nichole.Monk@FairwayMC.com

Real Estate Podcast: BREAK IT DOWN WITH BRAYDON

Check out our podcast episode with BreakItDown, the Arizona #1 Real Estate podcast about everything real estate in
The Valley!

Expecting Children: How to Quickly Move into a Larger Home Before a Baby Arrives

Life moves pretty fast sometimes and many couples find themselves expecting children before they have begun to look for the next home. This shouldn't be a problem, as moving into a larger home before the baby arrives can be a lot easier than it appears.

Assessing Your ‘Debt-to-Income Ratio’ and Why This Number Matters When Getting a Mortgage

For those who are looking to buy a home soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application. A low DTI may make it easier for the lender and the underwriter to justify making a loan to the borrower.

What’s Ahead For Mortgage Rates This Week – August 22, 2022

Last week's economic reporting included readings on home builder confidence in housing market conditions, Commerce Department readings on building permits issued, and housing starts along with readings on retail sales. Weekly readings on mortgage rates and jobless claims were also published.

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