Arizona Desertcactus
Realtor RPAC Sterling R 2022

Pre-qualify in 2 minutes. No Social Security number required.

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Answer a few questions and we’ll quickly assess your situation and search for the best purchase or refinance options.

No complicated forms. No credit check. No Social Security number required.
Call us at 602.622.6514 or click the button below.

Our Awesome Team

Our team is united by our passion for finance and serving others, and by our desire to change the mortgage experience.

James Whitener

James Whitener

Loan Officer NMLS #1648336

602-622-6514
James.Whitener@FairwayMC.com

Nichole Monk

Nichole Monk

Processor

602-491-2896
Nichole.Monk@FairwayMC.com

Real Estate Podcast: BREAK IT DOWN WITH BRAYDON

Check out our podcast episode with BreakItDown, the Arizona #1 Real Estate podcast about everything real estate in
The Valley!

Mortgage Shopping And Your Credit Score

The vast majority of people have to take out a home loan to purchase a house. This means applying for a mortgage. Unfortunately, shopping for a mortgage can actually hurt your credit score.

What To Know About a 40-Year Mortgage

If you take a look at your mortgage options, you might find an option for a 40-year mortgage. Now, most lenders do not offer this as an option, but if you find yourself struggling to keep up with your mortgage payments, the lender may offer to restructure your loan into a 40-year term. Is this a smart move, and what do you need to know about this choice?

What To Know About a 40-Year Mortgage

If you take a look at your mortgage options, you might find an option for a 40-year mortgage. Now, most lenders do not offer this as an option, but if you find yourself struggling to keep up with your mortgage payments, the lender may offer to restructure your loan into a 40-year term. Is this a smart move, and what do you need to know about this choice?

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Fast pre-approvals

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James Whitener - Download My App