Blog Elements

You can display blog posts in various ways with the “Blog Post” element/shortcode. You can see one example here and even more at the blog main menu item of this demo.

I had a conversation with my Dad this morning about how quickly time moves. I turned 40 in June of 2022 and although it wasn’t a major shock to the system what is shocking is how quickly I have approached 41. I have always kind of joked around about how fast time moves and that it seemingly moves quicker and quicker. It’s not much of a joke anymore though. It’s flying by and it causes me to take pause and think about what’s important and where focus should be.

I hate to be cliche but it’s all very short, the time we have here. Spend it with those you love, work to make the world a better place (or at least your community), fill your heart with the joy of being selfless and definitely don’t spend your time doing things that make you miserable. I’m in no way advocating for never doing things that make you uncomfortable or things that are difficult. I’m simply stating the rate race is over rated, scrolling social media is a waste of time… don’t let it pass you by and look up and find out that it’s February of 2024… already.

What’s Ahead For Mortgage Rates This Week – April 18, 2022

Last week's economic reporting included readings on monthly and year-over-year inflation and the preliminary reading on consumer sentiment from the University of Michigan. Weekly readings on mortgage rates and jobless claims were also released.

How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

If you're in the market for a house and are wondering how your income will stack up against the rest of your expenses, here's how to determine a home cost that's reasonable for you.

Taxes And A Cash-Out Refinance: What To Know

If you decide to go through the refinancing process, there are several options available. One of the most popular options is a cash-out refinance. Essentially, you capitalize on the difference between current interest rates and the interest rate on your home loan to keep your payments the same while also drawing equity out of your home in the form of cash. You can use this money to fund your retirement, complete home repairs, or do a renovation project. Even though you can do just about anything you want with this cash, what do you need to know about a cash-out refinance and taxes?

Understanding Your Debt To Income Ratio: What It Means

If you are looking for a home, you might need to finance it using a lender, such as a bank or a credit union. There are a number of factors that will influence whether your mortgage application is approved.

What’s Ahead For Mortgage Rates This Week – April 11, 2022

Last week's economic news included remarks given by Federal Reserve Board Governor Lael Brainard and the release of the minutes of the most recent meeting of the Fed's Federal Open Market Committee. Weekly readings on mortgage rates and jobless claims were also released.

Exploring Multigenerational Homes: They Are Becoming More Common

Purchasing a house is expensive. Not everyone has the money to put down 20 percent. One of the ways to make it easier to afford a house is to live in a home with multiple generations.