Blog Elements

You can display blog posts in various ways with the “Blog Post” element/shortcode. You can see one example here and even more at the blog main menu item of this demo.

February Already?

I had a conversation with my Dad this morning about how quickly time moves. I turned 40 in June of 2022 and although it wasn’t a major shock to the system what is shocking is how quickly I have approached 41. I have always kind of joked around about how fast time moves and that it seemingly moves quicker and quicker. It’s not much of a joke anymore though. It’s flying by and it causes me to take pause and think about what’s important and where focus should be.

I hate to be cliche but it’s all very short, the time we have here. Spend it with those you love, work to make the world a better place (or at least your community), fill your heart with the joy of being selfless and definitely don’t spend your time doing things that make you miserable. I’m in no way advocating for never doing things that make you uncomfortable or things that are difficult. I’m simply stating the rate race is over rated, scrolling social media is a waste of time… don’t let it pass you by and look up and find out that it’s February of 2024… already.

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The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

If you're looking for a new home, you've probably heard lots of advice about down payments. About how it's okay to just have a five percent down payment - you'll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. Here are just four reasons why you should make the largest down payment possible.

What’s Ahead For Mortgage Rates This Week – August 2, 2021

Last week's economic reporting included readings on home prices, new and pending home sales, and the post-meeting statement of the Fed's Federal Open Market Committee. Weekly readings on mortgage rates and jobless claims were also released. S&P Case-Shiller Home Price Indices: Home Price Growth Breaks Records for Second Cons

Will Missing Mortgage Payments Impact My FICO Score? Yes – and Here’s How

If you're like most homeowners, you probably believe that one missed mortgage payment won't have a noticeable impact on your FICO score. People get behind now and then, and besides, you've been faithfully making payments on time for years. How bad could it be?

S&P Case-Schiller Indices Report Record Rise in Home Prices

Home prices continued to rise at record rates in May according to S&P Case-Shiller Home Price Indices. National home prices rose by 16.60 percent year-over-year in May as compared to 14.80 percent year-over-year price growth in April. The 10-City Home Price Index reported home prices rose 16.40 percent year-over-year and 1.90 percent month-to-month.

FHA Cash-Out Refinance – Are You Eligible?

If you have equity in your home, you may wonder how you can access it. You don't want to sell your home, but you know you've earned a profit from it. We have many options to secure your home's equity, one of which is the FHA cash-out refinance. Unlike the FHA streamline refinance, you don't have to be a current FHA borrower. As long as you meet the requirements below, you can use an FHA loan to cash into your home's equity.

Homeownership And The American Dream: Is It Changing?

There are a few parts of American culture that people believe define this country. One element is the dream of homeownership. There is a strong belief that people need a place to call home. Therefore, since the dawn of this country, the government has tried to incentivize people to purchase a home. At the same time, there are some people who are looking at the younger generation, wondering if this American Dream is starting to change. Is homeownership still a part of the American Dream?